Learn about Pensions

Bitesize guides to one of investing’s chewiest topics. Learn the long and short of investing in pensions, and how you could make yours stretch further.

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Latest articles from Pensions
  • Contributing to your pension

    How much can I contribute to my pension?

    One of the biggest perks of pensions is earning tax relief on what you pay in....

    Fri, 26/01/2024 - 16:36


  • What happens to my pension when I die?

    Your pension pot can normally be passed on, free of inheritance tax, to your beneficiaries when you die. Your beneficiaries will usually have a...

    Fri, 26/01/2024 - 16:19


  • Investing your pension

    Should you invest your pension pot or keep it as cash? Learn about important things to consider when looking to grow your retirement savings....

    Fri, 24/11/2023 - 15:33


  • Saving for retirement

    Saving for retirement can seem daunting, with so many different types of pension and savings accounts to choose from. To help get you started, let’s...

    Wed, 22/11/2023 - 11:11


  • SIPP drawdown

    If SIPP drawdown can be described in one word, it's ‘flexibility’. In drawdown, your SIPP stays invested for you to take an income from as and when you need. Up to 25% is tax-free, and anything else you take is added to the rest of your taxable income.

    Tue, 08/08/2023 - 14:09


  • SIPP withdrawals and access

    All you need to know about accessing and withdrawing from your SIPP.

    Tue, 08/08/2023 - 14:02


  • SIPP transfers

    Whether you want to transfer an old workplace pension to your SIPP, or transfer to AJ Bell from another pension provider, learn more about SIPP transfers here.

    Tue, 08/08/2023 - 13:55


  • SIPP employer contributions

    Simply put, employer contributions are payments your employer makes into your pension. Because they’re paid gross (before deductions for tax), they can be highly tax efficient.

    Tue, 08/08/2023 - 13:08


  • SIPP tax relief

    How much SIPP tax relief you get depends on your earnings, and the amount of tax you pay. Learn more about SIPP tax relief.

    Tue, 08/08/2023 - 13:06


  • SIPP allowances

    There’s no maximum limit on what you can pay into a SIPP. But there is a limit on the amount you can pay in and receive tax relief on (a top up from the government).

    Tue, 08/08/2023 - 11:55